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         1) Privacy Policy 2) Terms of Use 3) Refund Policy  | 
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         Last
        Updated: March 21, 2019 This
        Privacy Policy applies only to the websites, apps, and services
        controlled by Island Learning Center. ("we," "our,"
        "us" or "ILC") or a third party agent of ILC, and
        other websites, apps, and services where this Privacy Policy is posted
        (collectively, the "Sites"). This
        Privacy Policy does not pertain to information that is collected
        offline. PLEASE
        READ THIS PRIVACY POLICY CAREFULLY BECAUSE BY USING THE SITES, YOU
        ACKNOWLEDGE YOU HAVE READ AND UNDERSTOOD THIS PRIVACY POLICY AND OUR
        PRIVACY PRACTICES.  IF YOU DO
        NOT AGREE TO THE TERMS AND CONDITIONS OF THIS PRIVACY POLICY, PLEASE DO
        NOT USE THE SITES. Your
        use of the Sites is also expressly subject to our Terms
        of Use, available at https://islandlearningcenter.com/privacy-terms.html. We
        encourage you to periodically review this Privacy Policy to keep up to
        date on how we are handling your personal information. A.    
        Information
        Collected We
        collect two types of information from visitors to the Sites: (1)
        personal information; and (2) non-personal information. "Personal
        information" is information that identifies, or can be used to
        identify, you personally, such as your name, address, telephone number,
        email address, or company name. "Non-personal information" can
        be technical information that does NOT identify you personally. We note,
        however, that throughout time, non-personal information could become
        personal information through regulatory developments, technological
        advancements, or co-mingling with personal information. Where personal
        information and non-personal information are combined, we treat the
        combined set of information as personal information. (1)  
        Active
        Collection We
        collect and store personal information from you directly, at the time
        you supply information to us via the Sites.  For
        instance, if you sign up for an account or contact us with a question,
        we may store your communications, including any personal information you
        include in them, so we can effectively respond to you. 
        The information we actively collect from you may include: ·       
        Email
        address, first and last name, mailing address and billing information if
        you subscribe to the Sites. ·       
        Email
        address if you contact us with a question or seek more information about
        us through the Sites. ·       
        Name
        and email address if you enter or otherwise communicate in a chat room,
        blog or other public area on the Sites or on one of ILC's social
        networking pages. ·       
        Email
        address and name if you sign up to receive a newsletter from one of the
        Sites or if you otherwise request information from the Sites. ·       
        Demographic
        Information, which may include your gender, age, zip code and interests,
        which you voluntarily provide to us on the Sites.  We
        use this information to provide you with personalized services and to
        analyze trends to ensure the information provided by the Sites meets
        your needs.  Social media
        information, political affiliations, and interests, to get a better idea
        of how to serve you. ·       
        Location
        information if you choose to allow us to track your location through the
        Sites or if your personal information indicates a certain geographic
        location.  This information
        may help us provide recommendations to you based on your location, serve
        you with advertisements, or direct you to products or services that we
        believe may be of interest to you and that is marketed to people near
        your location. (2)  
        Passive
        Collection ·       
        We
        may collect information passively while you are visiting or interacting
        with the Sites. We call this “passive” collection because you may
        not know that this information is being collected. The information we
        passively collect from you may include: ·       
        Internet
        Protocol (IP) address. Your IP address is a number that lets computers
        attached to the Internet know where to send you data - such as the
        webpages you view. We use this information to deliver our webpages to
        you upon request, to tailor our Sites to the interests of our users and
        to measure traffic within our Sites. ·       
        Cookies
        and other similar technologies. One way that we collect information
        passively is through cookies, web beacons, and other similar
        technologies. For more information on cookies and similar technologies,
        please see section K below. B.    
        Use
        of Information Collected Via the Sites (1)  
        Personal
        Information We
        use your personal information that is collected on these Sites primarily
        for the following purposes: ·       
        To
        alert you to updated information about ILC, or other third parties, or,
        with your prior consent, to forward promotional materials. ·       
        To
        try to ensure the Sites are relevant to your needs. ·       
        To
        help us create and publish content most relevant to you. ·       
        To
        notify you about a material change to this Privacy Policy or the Terms
        of Use, if necessary. ·       
        To
        manage your subscriptions to the Sites, allow you access to
        limited-entry areas of the Sites, verify your access to your
        subscription accounts, and handle other customer support inquiries. ·       
        To
        generate web analytics and compile user information for marketing
        purposes, advertising, conducting marketing analysis, providing you,
        with your prior consent, with recommendations for products or services
        based on your profile, and promotional material planning and
        distribution. ·       
        To
        contact you in response to proposals or inquiries that you submit on the
        Sites. ·       
        To
        use as otherwise disclosed in this Privacy Policy or at the time of
        collection of personal information. (2)
        Non-Personal Information Non-personal
        information is used similarly as described above and in other ways as
        permitted by applicable laws, including combining non-personal
        information with personal information. C.   
        Legal
        Bases for Processing We
        process personal information in accordance with applicable law and with
        transparency and fairness.  Our
        processing activities are conducted: ·       
        With
        your consent; ·       
        In
        order to fulfill our contractual obligations to you; ·       
        For
        the legitimate purpose of operating our business, including to improve
        and develop our services, for fraud prevention purposes, and to improve
        user experience; ·       
        As
        otherwise in compliance with the law. D.   
        Sharing
        and Disclosure of Information (1)
        Personal Information We
        may share or disclose your personal information to the following parties
        and in the following instances: ·       
        To
        vendors, affiliates, and other third parties to process your request for
        a subscription.  If you
        choose to subscribe to the Sites, we may collect information from you
        such as your credit card number, billing address and other information
        related to such purchase, and we may use such collected information in
        order to process your payment.  We
        may also provide such information, or other personal information
        provided by you, to unaffiliated third parties as necessary to complete
        your subscription (for example, to process your credit card). ·       
        To
        vendors, affiliates, strategic partners, agents, third party marketers
        or other unaffiliated parties for advertising and marketing purposes,
        including generating web analytics and compiling user information for
        marketing purposes, advertising, conducting marketing analysis,
        providing you with recommendations for products or services based on
        your profile, and promotional material planning and distribution. If you
        do not want us to share your personal information in this manner, please
        do not provide us with this information, or please inform us that you
        would like to opt out of this type of sharing by contacting us at the
        address provided at the bottom of the Privacy Policy. ·       
        To
        affiliates, strategic partners, agents, third party marketers or other
        unaffiliated parties who are offering products or services that we
        believe may be of interest to you or who require your personal
        information for research, administrative and/or internal business
        purposes.  These parties may
        use your personal information, such as your first and last name and
        email address, to contact you with an offer or advertisement related to
        a product or service, or they may use such information for their own
        research, administrative, or business purposes.  If
        you do not want us to share your personal information in this manner,
        please unsubscribe or contact us below to change your preferences. ·       
        To
        unaffiliated third-party service providers, agents or independent
        contractors who help us maintain our Sites and provide other
        administrative services to us (including, but not limited to, credit
        card processing services, providing customer service, maintaining and
        analyzing data, sending customer communications on ILC's behalf, and
        entry collection, winner selection and prize fulfillment for contests,
        sweepstakes and other promotions).  We
        seek to ensure that these unaffiliated third parties will not use the
        personal information for any other purpose than to provide the
        administrative services for which they are responsible. 
        Because such unaffiliated third-party service providers that help
        us administer our Sites will have access to users' personal information,
        if you do not wish for our unaffiliated third-party service providers to
        have access to your information, please do not register or submit any
        personal information to us. ·       
        To
        fulfill a request made by you.  For
        example, if you email us a question or otherwise inquire about one of
        our services, we may use your email address to process your request and
        respond to your question.  Also,
        if you are entering a sweepstakes or contest, we may use your personal
        information in order to fulfill the terms of that promotion.  This
        means that we may share the information for prize fulfillment purposes
        or mail carriers.  We also
        may share your information with the co-sponsor of that promotion. ·       
        To
        comply with the law or in the good faith belief that such action is
        necessary in order to conform to the requirements of law or comply with
        legal process served on us, protect and defend our rights or property,
        including the rights and property of ILC and its family of Sites or act
        in urgent circumstances to protect the personal safety of our end users. ·       
        To
        third parties as part of any corporate reorganization process including,
        but not limited to, mergers, acquisitions, and sales of all or
        substantially all of our assets. ·       
        To
        track and analyze non-identifying and aggregate usage and volume
        statistical information from our visitors and customers and provide such
        information to third parties. ·       
        To
        protect against potential fraud, we may verify with third parties the
        information collected from these Sites.  In
        the course of such verification, we may receive personal information
        about you from such services.  In
        particular, if you use a credit card or debit card to subscribe to the
        Sites or otherwise make a purchase through the Sites, we may use card
        authorization and fraud screening services to verify that your card
        information and address matches the information that you supplied to us,
        and that the card has not been reported as lost or stolen.  Except
        as described in this Privacy Policy or at the time we request the
        information, we do not otherwise use, share or otherwise disclose your
        personal information to any third parties. (2)
        Non-Personal Information We
        may share non-personal information collected on the Sites in the manner
        disclosed above and in other ways as permitted by law. E.    
        Collection
        and Use of Information from Children The
        Sites are not intended for use by persons under the age of 13, or under
        the age of 16 for EU visitors.  ILC
        does not knowingly collect information from visitors under the age of
        13, or 16 in the EU, and in the event that we learn that a person under
        the age of 13, or 16 for the EU, has provided ILC with personal
        information, we will delete such personal information. F.    
        International
        Transfer of Information If
        you choose to provide ILC with personal information, and with your prior
        consent, ILC may transfer that information to its affiliates and
        subsidiaries or to other third parties, across borders, and from your
        country or jurisdiction to other countries or jurisdictions around the
        world.  If you are visiting
        from the European Union or other regions with laws governing data
        collection and use that may differ from U.S. law, please note that you
        are transferring your personal information to the United States which
        does not have the same data protection laws as the EU and may provide
        more limited recourse mechanisms, including dissimilar or, at times,
        weaker data protection rights.  With
        knowledge of these risks, you understand that: ·       
        Your
        personal information may be used for the uses identified above in
        accordance with this Privacy Policy; and ·       
        Your
        personal information may be transferred to the United States as
        indicated above. G.   
        Your
        Rights and Choices Please
        contact ILC at the address below if you have questions about your
        personal information or if you would like to otherwise make a change to
        such information.  You can
        also specifically update, change, or delete certain personal information
        (such as your email address, mailing address, and payment method) on the
        Sites by logging into your account and clicking "My Account"
        in the menu at the top of each page of the website. Additionally,
        residents of the European Union have the right to: ·       
        Obtain
        confirmation as to whether or not your personal information exists and
        to be informed of its content and source, verify its accuracy and
        request its completion, update, or amendment; ·       
        Request
        the deletion, anonymization or restriction of the processing of your
        personal information processed in breach of the applicable law; ·       
        Object
        to the processing, in all cases, of your personal information for
        legitimate reasons; ·       
        Receive
        an electronic copy of your personal information, if you would like such
        a copy for yourself or to port your personal information to a different
        provider; ·       
        Lodge
        a complaint with the relevant data protection supervisory authority. H.   
        Opt-Out We
        communicate with users who subscribe to our services on a regular basis
        via email.  For example, we
        may use your email address to send you information about a service
        requested by you, to confirm a service requested by you, to send you
        notice of payments, to send you information about changes to our
        services, and to send notices and other disclosures as required by law.  Generally,
        users cannot opt-out of these communications, but they will be primarily
        informational in nature rather than promotional.  However,
        we provide you the opportunity to exercise an opt-out choice; if you do
        not want to receive other types of communication from us, such as emails
        or updates from us regarding new services and products offered on the
        Sites or if you do not want us to share your personal information with
        third parties.  The opt-out
        choice may be exercised by ticking or un-ticking the appropriate box if
        such checkbox is available at the points where personal information is
        collected, or by contacting us.  We
        will process your unsubscribe request as soon as possible and in
        accordance with applicable law, but please be aware that in some
        circumstances you may receive a few more messages until the unsubscribe
        request is processed.  You
        also may opt-out of receiving such emails by clicking on the
        "unsubscribe" link within the text of the email. I.      
        Forums,
        Chat Rooms and Other Public Posting Areas Please
        note that any information you include in a message you post to any chat
        room, forum or other public posting area is available to anyone with
        Internet access.  If you
        don't want people to know your e-mail address, for example, don't
        include it in any message you post publicly.  PLEASE
        BE EXTREMELY CAREFUL WHEN DISCLOSING ANY INFORMATION IN CHAT ROOMS,
        FORUMS AND OTHER PUBLIC POSTING AREAS.  WE
        ARE NOT RESPONSIBLE FOR THE USE BY OTHERS OF THE INFORMATION THAT YOU
        DISCLOSE IN CHAT ROOMS, FORUMS AND OTHER PUBLIC POSTING AREAS. J.    
        Third
        Party Websites This
        Privacy Policy applies solely to information collected on the Sites.  The
        Sites may contain links to other websites, such as to relevant online
        resources, our partners' websites, and other third party websites.  We
        are not responsible for the privacy practices or the content of these
        other websites. K.   
        Cookies
        and Ads We
        use, and may allow certain third parties (including advertisers, third
        party ad networks, and other ad companies) to use, cookies and other
        similar technologies to provide our services, serve advertisements on
        the Sites, and to improve the performance of ILC's advertising across
        the Internet.  Please be
        advised that such advertising companies may gather personal information
        about your visit to the Sites or other sites to enable such advertising
        companies to market products or services to you, to monitor which ads
        have been served to your browser and which webpages you were viewing
        when such ads were delivered.  Here
        are some examples of information that is collected via the Sites and a
        description of how this information is used: ·       
        Cookies
        and Web Beacons - We may use certain kinds of technology such as cookies
        and web beacons or work with third party web analytic service providers
        to collect information about how you use the Sites.  Among
        other things, the use of cookies and web beacons enables us to improve
        our services by seeing which areas and features are most popular, to
        count the number of computers or mobile devices accessing our services,
        to personalize and improve your experience, to record your preferences,
        to allow you to visit our Sites without re-entering your username and/or
        password, and to improve the performance of our advertising across the
        Internet.  A cookie is a
        small amount of data which is sent to your browser from a website's
        computer and stored on your computer's hard drive or your mobile device.
         Most browsers automatically
        accept cookies as the default setting.  You
        may be able to set your browser not to accept cookies, or to warn you
        when a cookie is being placed on your computer.  However,
        if you choose not to accept cookies, your ability to use our Sites may
        be hindered.  A web beacon is
        an electronic image, also called a "gif," that may be in the
        form of a "png" image, as well as iframe, script, input link,
        embed, object, and other tags to track usage.  These
        web beacons may be used on our web pages to deliver cookies, count
        visits and compile statistics on usage and effectiveness of our Sites. ·       
        Google
        Analytics - To help facilitate the delivery of relevant content, we use
        Google Analytics and have implemented all Google Advertising Features,
        including Remarketing, Impression Reporting, and Demographics, and
        Interest Reporting.  Google
        Analytics uses cookies to report on user interactions on our and others'
        websites.  We use the data
        collected for optimizing marketing, refining advertising and/or
        programming strategies, and generally making advertising more effective.
         Google provides a complete
        privacy policy and instructions on opting out of Google Analytics here:
        http://www.google.com/intl/en/analytics/privacyoverview.html.  Note
        that the opt-out is specific to Google activities and does not affect
        the activities of other ad networks or analytics providers that we may
        use. ·       
        Flurry
        Analytics - We use Flurry Analytics to analyze user activity on the
        Sites.  This includes the use
        of tracking pixels, agents, and other visitor identification
        technologies that collect, use, share and store data about your use of
        our applications.  Flurry
        provides a complete privacy policy, available at https://developer.yahoo.com/legal-privacy/privacy-policy/,
        and instructions on opting out of Flurry Analytics, available here:
        https://dev.flurry.com/secure/optOut.do.  Note
        that the opt-out is specific to Flurry activities and does not affect
        the activities of other ad networks or analytics providers that we may
        use. Depending
        on the particular advertising services they provide, these third party
        advertising companies may employ first-party cookies or third-party
        cookies.  Unlike third-party
        cookies, first-party cookies are hosted on ILC's servers.  You
        can opt-out of first-party cookies by sending an email to nocookies@islandlearningcenter.com
        or clicking here (http://app.islandlearningcenter.com/privacy/ad-opt-out-confirmation). 
        If you would like more information about third-party cookies or to learn
        more about your opt-out choices, please click here (http://www.networkadvertising.org/choices/).
         PLEASE NOTE THAT THIS POLICY
        DOES NOT COVER THE COLLECTION AND USE OF INFORMATION BY SUCH THIRD PARTY
        WEBSITES AND ADVERTISING COMPANIES. L.    
        Assignment In
        the event that all or part of our assets are sold or acquired by another
        party, or in the event of a merger, you grant us the right to assign the
        personally identifiable and non-personal information collected via the
        Sites. M.   
        Changes
        to this Privacy Policy We
        reserve the right to change this Privacy Policy from time to time.  When
        we do, we will also revise the "last update" date at the top
        or bottom of this Privacy Policy.  When
        we make any material changes to this Privacy Policy, we will notify you
        either by sending a notice to the primary email address specified in
        your account or by placing a prominent notice on the Sites. N.   
        Security
        and Retention We
        implement reasonable security measures to protect against the loss,
        misuse, or alteration of the information you provide us.  We
        may use third party products and services to secure or store your
        information.  Please
        understand that no data transmissions over the Internet can be
        guaranteed to be 100% secure.  Consequently,
        we cannot ensure or warrant the security of any information you transmit
        to us and you understand that any information that you transfer to ILC
        is done at your own risk.  We
        use firewalls to protect your information from unauthorized access,
        disclosure, alteration, or destruction.  However,
        please note that this is not a guarantee that such information may not
        be accessed, disclosed, altered or destroyed by breach of such firewalls
        and secure server software. If
        we learn of a security systems breach we may attempt to notify you
        electronically so that you can take appropriate protective steps.  By
        using these Sites or providing personal information to us you agree that
        we can communicate with you electronically regarding security, privacy
        and administrative issues relating to your use of these Sites.  We
        may post a notice on our Sites if a security breach occurs.  We
        may also send an email to you at the email address you have provided to
        us in these circumstances.  Depending
        on where you live, you may have a legal right to receive notice of a
        security breach in writing. We
        will retain your personal information for the period necessary to
        fulfill the purposes outlined in this Privacy Policy unless a longer
        retention period is required or permitted by law. O.   
        Disputes
        and Agreement to Arbitrate Except
        where and to the extent prohibited by law, by using the Sites, you and
        ILC agree that, if there is any controversy, claim, action, or dispute
        arising out of or related to your use of the Sites, or the breach,
        enforcement, interpretation, or validity of this Privacy Policy or any
        part of it ("Dispute"), both parties shall first try in good
        faith to settle such Dispute by providing written notice to the other
        party describing the facts and circumstances of the Dispute and allowing
        the receiving party thirty (30) days in which to respond to or settle
        the Dispute. Notice
        shall be sent to ILC at: Island
        Learning Center Both
        you and ILC agree that this dispute resolution procedure is a condition
        precedent that must be satisfied before initiating any litigation or
        filing any claim against the other party.  IF
        ANY DISPUTE CANNOT BE RESOLVED BY THE ABOVE DISPUTE RESOLUTION
        PROCEDURE, YOU AGREE THAT THE SOLE AND EXCLUSIVE JURISDICTION FOR SUCH
        DISPUTE WILL BE DECIDED BY BINDING ARBITRATION ON AN INDIVIDUAL BASIS.
        ARBITRATION ON AN INDIVIDUAL BASIS MEANS THAT YOU WILL NOT HAVE, AND YOU
        WAIVE, THE RIGHT FOR A JUDGE OR JURY TO DECIDE YOUR CLAIMS, AND THAT YOU
        MAY NOT PROCEED IN A CLASS, CONSOLIDATED, OR REPRESENTATIVE CAPACITY.  Other
        rights that you and we would have in court will not be available or will
        be more limited in arbitration, including discovery and appeal rights.  All
        such Disputes shall be exclusively submitted to JAMS (www.jamsadr.com)
        for binding arbitration under its rules then in effect in the Reno,
        Nevada area, before one arbitrator to be mutually agreed upon by both
        parties. The
        arbitrator, and not any federal, state, or local court or agency, shall
        have exclusive authority to resolve any dispute arising under or
        relating to the interpretation, applicability, enforceability, or
        formation of this Privacy Policy, including any claim that all or any
        part of this Privacy Policy is void or voidable. P.    
        Choice
        of Law This
        Privacy Policy has been made in, and shall be construed in accordance
        with, the laws of the State of Nevada, without giving effect to any
        conflict of law principles.  The
        parties acknowledge that this Privacy Policy evidences a transaction
        involving interstate commerce.  Notwithstanding
        the provision in the preceding paragraph with respect to applicable
        substantive law, any arbitration conducted pursuant to the terms of this
        Privacy Policy shall be governed by the Federal Arbitration Act (9 U.S.C.
        §§ 1-16). Q.   
        Your
        California Privacy Rights & Our Do Not Track Disclosures Beginning
        on January 1, 2005, California Civil Code Section 1798.83 permits our
        visitors who are California residents to request certain information
        regarding ILC's disclosure of personal information to third parties for
        their direct marketing purposes.  To
        make such a request, please contact us at the address provided below. ILC
        does not support Do Not Track browser settings and does not currently
        participate in any "Do Not Track" frameworks that would allow
        us to respond to signals or other mechanisms from you regarding the
        collection of your personal information or non-personal information. R.   
        Contacting
        ILC If
        you have any questions about this Privacy Policy or our privacy
        practices, please contact us at the following address: Island
        Learning Center Effective
        Date: March 21, 2019 These
        Terms of Use ("Terms of Use") apply to all websites, apps, and
        services operated and controlled by Island Learning Center (either
        "we," "us" or "ILC") or a third party
        agent of ILC, and other websites, apps, and services where these Terms
        of Use are posted (the "Sites").  These
        Terms of Use set forth legally binding terms that govern and restrict
        your use of the Sites.  YOUR
        AFFIRMATIVE ACT OF USING AND/OR REGISTERING WITH THE SITES SIGNIFIES
        THAT YOU AGREE TO THESE TERMS OF USE.  IF
        YOU DO NOT AGREE, DO NOT USE AND/OR REGISTER WITH THESE SITES. You
        understand and agree that the Sites are provided to you on an AS IS and
        AS AVAILABLE basis.  We
        disclaim all responsibility and liability for the availability,
        timeliness, security or reliability of the Sites, the accuracy of any
        opinion or information contained on the Sites, or the availability and
        reliability of any other client software.  The
        opinions expressed on the Sites are not necessarily the opinions of us
        and may or may not be totally accurate.  We
        also reserve the right to restrict, modify, suspend, or terminate the
        Sites, including your use of or subscriptions to the Sites, with or
        without cause for any reason including without limitation your violation
        of any provision of these Terms of Use, at any time, and without any
        liability to us. Please
        note the arbitration provision set forth below, which may, except where
        and to the extent prohibited by law, require you to arbitrate any claims
        you may have against ILC on an individual basis.  ARBITRATION
        ON AN INDIVIDUAL BASIS MEANS THAT YOU WILL NOT HAVE, AND YOU WAIVE, THE
        RIGHT FOR A JUDGE OR JURY TO DECIDE YOUR CLAIMS, AND THAT YOU MAY NOT
        PROCEED IN A CLASS, CONSOLIDATED, OR REPRESENTATIVE CAPACITY. 1. 
        Copyright Ownership The
        Sites contain copyrighted material, trademarks and other proprietary
        information, including videos, comments, articles, information,
        catalogs, brochures, data, text, software, photos, and graphics
        ("Content").  This
        Content is subject to copyrights owned by ILC and other individuals or
        entities and is protected by United States and international copyright
        laws. 2. 
        Use of ILC Content YOU
        MAY USE THE SITES AND THE CONTENT OFFERED ON THE SITES ONLY FOR PERSONAL
        PURPOSES.  ILC authorizes you
        to view a single copy of the material on the Sites solely for your
        personal, noncommercial use.  You
        may not either directly or through the use of any device, software,
        internet site, web-based service, or other means, modify, publish,
        transmit, stream, upload, display, participate in the transfer or sale,
        create derivative works, or in any way exploit the Content of these
        Sites or any portion of such Content except as expressly provided
        herein.  You may not use any
        data mining, robots, or similar data gathering and extraction tools on
        the Content, frame any portion of the Sites or Content, or reproduce,
        reprint, copy, store, publicly display, broadcast, stream, transmit,
        modify, translate, port, publish, sublicense, assign, transfer, sell,
        loan, or otherwise distribute the Content without our prior written
        consent.  You may not
        circumvent any mechanisms included in the Content for preventing the
        unauthorized reproduction or distribution of the Content.  You
        may not introduce viruses or any other computer code, files, or programs
        that interrupt, destroy, or limit the functionality of any computer
        software or hardware or telecommunications equipment; or damage,
        disable, overburden, impair, or gain unauthorized access to the Sites,
        including ILC's servers, computer network, or user accounts. Any
        use of the Content not expressly permitted by these Terms of Use is a
        breach of these Terms of Use and may violate U.S. or international
        copyright, trademark, and/or other laws. If
        you violate these Terms of Use, your permission to use the Content
        automatically terminates. 3. 
        Subscriptions, Gift Cards, Billing, and Cancellation Refunds By
        subscribing to the Sites, you authorize us to charge your credit card or
        other account that you have designated.  Monthly,
        annual and other periodic or renewal fees will be charged at the then
        current rate plus applicable tax.  All
        fees are charged in US Dollars (USD).  Fees
        may vary based on currency exchange rates.  Customers
        may also be charged additional credit card fees for currency conversion
        from non-USD currencies to USD.  The
        subscription fee will be billed at the beginning of your subscription
        period or expiration of your free trial period, if any.  Your
        subscription will continue in effect unless and until you cancel your
        subscription or your subscription is otherwise terminated or suspended.  You
        may cancel your subscription at any time by logging into your account on
        the Sites or contacting us at help@islandlearningcenter.com.  You
        have the right to cancel your subscription without fee or penalty at any
        time.  If you cancel your
        subscription, cancellation will be effective at the end of the current
        billing period.  After
        cancellation, you will have continued access to ILC for the remainder of
        that period, but you will not receive a refund, unless otherwise stated
        at the time of cancellation.  Please
        note that the provision of a full or partial refund in one instance will
        not entitle you or any person to a full or partial refund under similar
        circumstances or for any reason not specifically agreed to by ILC, in
        our sole discretion. On
        certain occasions, ILC may offer free trials of its services.  If
        we offer you a free trial, the specific terms of the free trial will be
        stated in the marketing material describing the free trial.  If
        you do not cancel your subscription within the free trial period, we
        will begin charging your payment card subscription fees once your free
        trial period ends.  You may
        cancel your membership anytime by logging into your account or
        contacting us at help@islandlearningcenter.com. For
        full terms and conditions related to gift cards, please see GIFT
        CARDS. 4. 
        Tradem The
        names, trademarks, service marks, and logos of ILC belong exclusively to
        ILC and are protected from reproduction, imitation, dilution or
        confusing or misleading uses under national and international trademark
        and copyright laws.  All
        other trademarks, service marks, and logos (including third-party
        product names) are the property of their respective owners.  The
        use or misuse of these trademarks is expressly prohibited and nothing
        stated or implied on these Sites confers on you any license or right
        under any patent or trademark of ILC or any third party. 5. 
        License Grant If
        you make any submission to or communications on the Sites, you
        automatically grant, or warrant that you and/or the owner of such
        content has expressly granted ILC, a royalty-free, perpetual,
        irrevocable, worldwide, unlimited, nonexclusive license to use,
        reproduce, create derivative works from, modify, publish, edit,
        translate, distribute, perform, and display the communication or content
        material in any media or medium, or any form, format, or forum now known
        or hereafter developed.  ILC
        may sublicense its rights through multiple tiers of sublicenses. 6. 
        Age Limitation The
        Sites are not intended for use by persons under the age of 13, or under
        the age of 16 for EU visitors.  ILC
        does not knowingly collect information from visitors under the age of
        13, or 16 in the EU, and in the event that we learn that a person under
        the age of 13, or 16 for the EU, has provided ILC with personal
        information, we will delete such personal information. 7. 
        Disclaimer of Warranties THE
        SITES AND THE CONTENT ON THE SITES ARE PROVIDED "AS IS." ILC
        MAKES NO REPRESENTATION OR WARRANTY OF ANY KIND WHATSOEVER TO YOU OR ANY
        OTHER PERSON RELATING IN ANY WAY TO THE SITES OR THE CONTENT OR
        COMMUNICATIONS ON THE SITES, OR ANY WEBSITE OR OTHER CONTENT OR SERVICE
        THAT MAY BE ACCESSIBLE DIRECTLY OR INDIRECTLY THROUGH THE SITES, TO THE
        EXTENT PERMITTED BY LAW.  ILC
        DISCLAIMS IMPLIED WARRANTIES THAT THE SITES AND ALL SOFTWARE, CONTENT
        AND SERVICES, INFORMATION DISTRIBUTED THROUGH THE SITES ARE
        MERCHANTABLE, OF SATISFACTORY QUALITY, ACCURATE, TIMELY, FIT FOR A
        PARTICULAR PURPOSE OR NEED, OR NON-INFRINGING. NO ORAL OR WRITTEN
        INFORMATION OR ADVICE GIVEN BY ILC OR A REPRESENTATIVE SHALL CREATE A
        WARRANTY. WE
        DO NOT GUARANTEE THAT THE SITES WILL MEET YOUR REQUIREMENTS, OR THAT
        THEY ARE ERROR-FREE, RELIABLE, WITHOUT INTERRUPTION OR AVAILABLE AT ALL
        TIMES.  WE DO NOT GUARANTEE
        THAT THE SERVICES THAT MAY BE OBTAINED FROM THE USE OF THE SITES,
        INCLUDING ANY SUPPORT SERVICES, WILL BE EFFECTIVE, RELIABLE, AND
        ACCURATE OR MEET YOUR REQUIREMENTS. WE DO NOT GUARANTEE THAT YOU WILL BE
        ABLE TO ACCESS OR USE THE SITES (EITHER DIRECTLY OR THROUGH THIRD-PARTY
        NETWORKS) AT ALL TIMES OR LOCATIONS OF YOUR CHOOSING. FURTHER,
        ILC DOES NOT ENDORSE AND MAKES NO WARRANTY REGARDING THE ACCURACY OR
        RELIABILITY OF ANY OPINION, INFORMATION, ADVICE OR STATEMENT ON THE
        SITES.  UNDER NO
        CIRCUMSTANCES WILL ILC BE LIABLE FOR ANY LOSS OR DAMAGE CAUSED BY YOUR
        RELIANCE ON INFORMATION OBTAINED THROUGH THE CONTENT ON THE SITES.  IT
        IS YOUR RESPONSIBILITY TO EVALUATE THE ACCURACY, COMPLETENESS OR
        USEFULNESS OF ANY INFORMATION, OPINION, ADVICE OR OTHER CONTENT
        AVAILABLE THROUGH THE SITES.  PLEASE
        SEEK THE ADVICE OF PROFESSIONALS, AS APPROPRIATE, REGARDING THE
        EVALUATION OF ANY SPECIFIC INFORMATION, OPINION, ADVICE OR OTHER CONTENT
        ON THE SITES. 8. 
        Limitation of Liability In
        no event shall ILC, its partners, sponsors, advertisers, agents or
        licensors, or any third parties mentioned on the Sites be liable for any
        damages (including, without limitation, incidental, consequential or
        other indirect damages, personal injury/wrongful death, lost profits, or
        damages resulting from lost data or business interruption) resulting
        from the use or inability to use the Sites, the Content or any
        communications of the Sites, whether based on warranty, contract, tort,
        or any other legal theory, and whether or not ILC is advised of the
        possibility of such damages.  ILC
        is not liable for any personal injury, including death, caused by your
        use or misuse of the Sites or Content. In
        addition, when using the Sites, information will be transmitted over a
        medium which is beyond the control and jurisdiction of ILC, its
        partners, advertisers, and sponsors or any other third party mentioned
        on the Sites.  Accordingly,
        ILC assumes no liability for or relating to the delay, failure,
        interruption, or corruption of any data or other information transmitted
        in connection with use of the Sites. YOUR
        SOLE AND EXCLUSIVE REMEDY FOR ANY OTHER DISPUTE WITH ILC IS TO
        DISCONTINUE YOUR USE OF THE SITES OR ANY SERVICE OFFERED BY ILC.  IN
        NO EVENT SHALL OUR LIABILITY, OR THE LIABILITY OF OUR AFFILIATES AND
        SUBSIDIARIES FOR ANY AND ALL CLAIMS RELATING TO THE USE OF THE SITES
        EXCEED THE TOTAL AMOUNT OF FEES THAT YOU PAID US DURING A ONE-YEAR
        PERIOD FOR THE SPECIFIC SERVICE AT ISSUE. NOTE
        THAT THIS SECTION DOES NOT APPLY TO NEW JERSEY RESIDENTS. 9. 
        Passwords Certain
        parts of the Sites may require a password to enter.  Users
        agree that they are responsible for all acts or omissions that occur on
        their account while their password is being used.  ILC
        reserves the right to access and disclose any information, including,
        without limitation, user names of accounts and other information, to
        comply with applicable laws and lawful government requests. 10. 
        Privacy We
        collect personal information on the Sites, which is subject to the terms
        of our Privacy
        Policy, which is available at https://islandlearningcenter.com/privacy-terms.html. 11. 
        Links to External Sites The
        Sites may contain links to other websites.  We
        are not responsible for the availability of these external sites nor do
        we endorse the activities or services provided by these websites.  Under
        no circumstances shall we be held responsible or liable, directly or
        indirectly, for any loss or damage caused or alleged to have been caused
        to a user in connection with the use of or reliance on any content,
        goods or services available on such external websites. 12. 
        Dispute Resolution Except
        where and to the extent prohibited by law, by using the Sites, you and
        ILC agree that, if there is any controversy, claim, action, or dispute
        arising out of or related to your use of the Sites, or the breach,
        enforcement, interpretation, or validity of these Terms of Use or any
        part of them, other than disputes related to or involving ILC’s
        intellectual property, (“Dispute”), both parties shall first try in
        good faith to settle such Dispute by providing written notice to the
        other party describing the facts and circumstances of the Dispute and
        allowing the receiving party 7 days in which to respond to or settle the
        Dispute. Notice
        shall be sent to: Island
        Learning Center Both
        you and ILC agree that this dispute resolution procedure is a condition
        precedent that must be satisfied before initiating any litigation or
        filing any claim against the other party. 
        IF ANY DISPUTE CANNOT BE RESOLVED BY THE ABOVE DISPUTE RESOLUTION
        PROCEDURE, YOU AGREE THAT THE SOLE AND EXCLUSIVE JURISDICTION FOR SUCH
        DISPUTE WILL BE DECIDED BY BINDING ARBITRATION ON AN INDIVIDUAL BASIS.
        ARBITRATION ON AN INDIVIDUAL BASIS MEANS THAT YOU WILL NOT HAVE, AND YOU
        WAIVE, THE RIGHT FOR A JUDGE OR JURY TO DECIDE YOUR CLAIMS, AND THAT YOU
        MAY NOT PROCEED IN A CLASS, CONSOLIDATED, OR REPRESENTATIVE CAPACITY.  Other
        rights that you and we would have in court will not be available or will
        be more limited in arbitration, including discovery and appeal rights.  All
        such Disputes shall be exclusively submitted to JAMS (www.jamsadr.com)
        for binding arbitration under its rules then in effect in the Reno,
        Nevada area, before one arbitrator to be mutually agreed upon by both
        parties. The
        arbitrator, and not any federal, state, or local court or agency, shall
        have exclusive authority to resolve any dispute arising under or
        relating to the interpretation, applicability, enforceability, or
        formation of these Terms of Use, including any claim that all or any
        part of these Terms of Use are void or voidable, with the exception of
        disputes related to or involving ILC’s intellectual property. 13. 
        Choice of Law You
        agree that the laws of the State of Nevada govern this contract and any
        claim or dispute that you may have against us, without regard to
        Nevada’s conflict of laws rules. The parties acknowledge that these
        Terms of Use evidences a transaction involving interstate commerce.  Notwithstanding
        the provision in the preceding paragraph with respect to applicable
        substantive law, any arbitration conducted pursuant to the terms of
        these Terms of Use shall be governed by the Federal Arbitration Act (9
        U.S.C., Secs. 1-16). 14. 
        Choice of Forum You
        further agree that any disputes or claims not subject to the arbitration
        provision discussed above shall be resolved by a court located in the
        State of Nevada and you agree and submit to the exercise of personal
        jurisdiction of such courts for the purpose of litigating any such claim
        or action.  PLEASE NOTE THAT
        BY AGREEING TO THESE TERMS OF USE, YOU ARE: (1) WAIVING CLAIMS THAT YOU
        MIGHT OTHERWISE HAVE AGAINST US BASED ON THE LAWS OF OTHER
        JURISDICTIONS, INCLUDING YOUR OWN; (2) IRREVOCABLY CONSENTING TO THE
        EXCLUSIVE JURISDICTION OF, AND VENUE IN, STATE OR FEDERAL COURTS IN THE
        STATE OF NEVADA FOR ANY DISPUTES OR CLAIMS BROUGHT UNDER THIS PROVISION;
        AND (3) SUBMITTING YOURSELF TO THE PERSONAL JURISDICTION OF COURTS
        LOCATED IN THE STATE OF NEVADA FOR THE PURPOSE OF RESOLVING ANY SUCH
        DISPUTES OR CLAIMS. 15. 
        Termination We
        shall have the right to immediately terminate these Terms of Use with
        respect to any user which we, in our sole discretion, consider to be
        unacceptable, or in the event of any breach by you of these Terms of
        Use.  The provisions of
        Sections 1, 2, 3, 4, 5, 7, 8, 12, 13, 14, and 15 shall survive
        termination of these Terms of Use. 16. 
        Contacting ILC If
        you have any questions about these Terms of Use, please contact us at
        the following address: Island
        Learning Center 
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